Riding in an Lyft Collision around Atlanta? Whose Insurance Pays
Rideshare crashes come with a question ordinary wrecks do not: whose insurance actually pays. The answer turns on what the app was doing when the crash happened. If the app is off, it is an ordinary car wreck, and only the personal policy is in play. Once the app is on and the driver is waiting for a request, a limited amount of coverage usually applies. Once they have accepted a ride or have a passenger in the car, a much larger commercial policy typically comes into pl