Injured in an Uber or Lyft Collision near Fulton County? Why the App Matters
Rideshare crashes come with a question ordinary wrecks do not: which insurance policy actually applies. The answer depends on what the driver was doing at that exact moment. If the app is off, it is an ordinary car wreck, and their personal policy applies. When the app is on and they are waiting for a ride request, a smaller layer of coverage generally applies. Once they have accepted a ride or have a passenger in the car, a far larger commercial policy usually applies.